Plan the numbers behind your future home.
Estimate your monthly installment, total interest, and affordability in seconds. Tweak the inputs to find a plan that fits the life you want.
Loan Details
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Affordability Checkoptional
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Monthly Installment
Rp 11.124.148
per month · 180 months
A few things worth knowing before you sign.
These simulations are a starting point — not a contract. Talk to your bank to confirm rates, fees, and eligibility before you commit.
Fixed vs Floating
Fixed rates lock your installment for a set period — predictable but usually higher. Floating rates follow the market, lower at first but can rise over time.
The 30% Rule
Banks generally cap your total monthly debt at 30–40% of net income. Staying below that line keeps your finances flexible for life's surprises.
Down Payment Matters
A larger down payment shrinks your loan, lowers your interest cost, and often unlocks better rates. Aim for at least 20% when you can.